Title Insurance Policy in Tampa

Home ownership is part of the American dream. You've searched, saved, and made the decision to the buy a home that is your perfect place. However, if there is a problem with your title, you could lose it all. By purchasing a title insurance policy in Tampa, you protect yourself from title defects that could strip you of your home.

A problem with the title also delays or prevents you from purchasing or selling your property. For instance, a bank will not give you a loan with a defective and unmarketable title. We are skilled attorneys and have years of experience in the area of real estate law and provide title policies and legal services to protect you against title defects.

Make sure your home is move-in ready. Most homeowners ensure that their physical property is in shape before moving in. However, they do not consider whether the title is clean and clear. By having real estate title insurance, you ensure you are fully protected against problems. Having title insurance is not only good for owners but also for lenders. Some of the title defects that are most common include the following:

  • The seller does not actually own the property.
  • There are unreleased liens.
  • The title has missing property information.
  • Experience as Business Analyst will be an added advantage
  • There are undisclosed or missing heirs.
  • The sale of the property is illegal (but unknown to the buyer).

Only a title policy ensures you are fully protected in the event of undisclosed or unknown title problems. The team at La Maison Title, LLC helps you purchase a title insurance policy and ensures you have a good and marketable title at settlement. If you proceed without following this critical step, it is like buying a car without brakes. It may look good, but it's missing something very important. We can explain your title to you, examine it for issues, and help you make an informed decision.

Homeowner's title insurance is a one-time investment that is critical when you purchase your home. The rates are based on the purchase price of your property, as well as the type of title policy you choose. Since every policy is different and some are more comprehensive than others, you need our team to help you choose one that fits your needs.

The policy protects you from most claims against your ownership. In other words, if something is overlooked during the title search, you'll be covered against losses but only if you bought an owner's title insurance policy.

Contact us to schedule a meeting if you are selling or purchasing a new home. We proudly serve clients in Tampa, St. Petersburg, Clearwater, Carrollwood, and Brandon, Florida, as well as the surrounding areas.

Owner's Title Insurance in Tampa

Most people wouldn't think about owning a home without having property insurance. Why? Fire, flood, or other problems could destroy your investment in an instant. You need insurance that guarantees your investment is protected in the event of a disaster. Unfortunately, most property owners do not consider owner's title insurance. In Tampa, La Maison Title, LLC, we stand behind you financially if a problem arises with the title. In addition, because we are attorney owned and operated, we also provide comprehensive legal defense.

Do you really own your home? After closing on your property and getting the keys, you'd think that your home is yours. However, if there are problems with the title, what you thought was your humble abode is really owned by someone else. In fact, the sale may be deemed null and void depending on a variety of factors. An owner's title policy is the best way to recoup your payment in the event of the following hidden risks on your title:

  • Liens on the Property
  • Fraud & Illegal Sale of Property
  • Sale of Property by Person Who Is Not the True Owner
  • Sale Performed under Invalid or Expired Power of Attorney
  • Faulty Interpretations of Wills
  • Forged Deed of Property
  • Undisclosed or Missing Heirs
  • Clerical Mistakes in Recording Legal Documents
  • Deeds by Those with an "Unsound Mind"
  • Sale of Property by Minors
  • Deeds by Those Supposedly Single, but in Fact Married

Having provided services in this area of law for more than 13 years, we have seen the unthinkable happen to property owners—their homes are taken away due to title defects. Fortunately, this doesn't need to happen to you. As an attorney owned and operated title insurance agency, we have extensive experience in all real estate closing transactions. By offering an owner's policy for residential and commercial sales transactions, we protect your investment.

The owner of our title company is experienced in the field of real estate law, as well as real estate closings and title insurance. It's important to depend on a skilled and knowledgeable professional when you need an owner's policy. That's because real estate transactions are governed by complex federal and state statutes as well as common law. If title issues or defects present themselves, our attorney provides valuable insight on a solution. Most importantly, by providing owners title insurance, she protects you again financial loss in the future.

Contact us for an owner's title policy if you a purchasing residential or commercial property. We proudly serve clients in Tampa, St. Petersburg, Clearwater, Carrollwood, and Brandon, Florida, as well as the surrounding areas.

Lender's Title Insurance in Tampa

Congratulations! You found a perfect home for your family. Before signing the paperwork, you'll need to take out lender's title insurance in Tampa. Doing so ensures your mortgage broker is covered if there is a defect on your title that causes you to lose the property. At La Maison Title, LLC, we also offer homeowner's title insurance that protects property owners from financial losses due to title problems.

Most mortgage lenders require you to have a lender's title insurance policy when purchasing or refinancing a property, as well as using real property as collateral. This type of title insurance protects only the lender should a serious problem with the title arise. Keep in mind, the lender is the one named as the insured on the policy, not you—the buyer. That's why you also need an owner's policy.

For instance, if a lien was missed or fraud has occurred with the sale, your lender is protected under loan title insurance. However, you are not. When it's time to buy a home and your lender needs title insurance, make sure to buy homeowner's title insurance too. Contact our team for help in determining a policy that is right for you.

Trust out team to ensure your home-buying experience is stress-free and enjoyable. One of the best away to accomplish this is by getting loan title insurance. It ensures that you can get a loan because it protects your lender in the event of problem. Since most lenders need you to open a loan policy when issuing a mortgage loan, you need an experienced title agent to help you choose the best lender's title insurance policy for your needs. Depending on the value of your home and other factors, we'll determine a policy that provides comprehensive coverage.

Not all title agents are lawyers. While the job does not require a law degree, a person who has one is set apart from the rest. Our title agent is a seasoned attorney with many years of experience in real estate law. Not only is she fully capable of helping her clients determine the right lender's title insurance to get, but she provides legal defense if a problem arises. You're in good hands when you depend on our firm for title insurance.

Contact us for more information about our lender's and homeowner's title insurance policies. We proudly serve clients in Tampa, St. Petersburg, Clearwater, Carrollwood, and Brandon, Florida, as well as the surrounding areas.

Real Estate Title Company in Tampa

Are hidden hazards lurking in your title? Whether you plan to buy residential or commercial property, you need to have real estate title insurance. La Maison Title, LLC is a real estate title company in Tampa that protects lenders, homeowners, and commercial property owners against financial losses due to title defects.

If you do not have title insurance, then you could end up paying for your property but losing it all, including your money, if serious problems with title are found. Some of the common title problems result from:

  • Wills, Trust, & Deeds That Use Improper Wording or Incorrect Names
  • Unresolved Mortgages & Judgments
  • Liens on the Property Because Seller Has Failed to Pay Taxes
  • Easements That Permit Road Construction or Utility Line Installation
  • Impending Legal Action Concerning the Property That Could Affect a Buyer
  • Incorrect Notary Acknowledgments
  • Forged Signature on the Deed, Resulting in No Legal Transfer of Ownership to You
  • Unknown Heir Who Claims Ownership of the Property
  • Sale Performed under an Expired or a Fake Power of Attorney
  • Mistakes in the Public Records

Enjoy the property you've purchased without fear of losing it. There a many cases every year where homeowners or business owners lose their properties due to problematic title defects. Financial loss also occurs for mortgage brokers that lend money to buyers. The best way to eliminate loss is by getting owner's title insurance and lender's title insurance. One policy protects you against title loss; the other protects the mortgage company.

Trust out team to ensure your home-buying experience is stress-free and enjoyable. One of the best away to accomplish this is by getting loan title insurance. It ensures that you can get a loan because it protects your lender in the event of problem. Since most lenders need you to open a loan policy when issuing a mortgage loan, you need an experienced title agent to help you choose the best lender's title insurance policy for your needs. Depending on the value of your home and other factors, we'll determine a policy that provides comprehensive coverage.

Protect your largest investment by putting your trust in our experienced real estate title agent who is also an attorney. Having more than 13 years of experience in the legal field, she stands behind her clients both monetarily and with legal defense if a title problem arises.

As the attorney owner of the company, she has a wealth of experience in real estate law, title insurance, and real estate closings. Due to the fact that real estate transactions are overseen by many state and federal statutes, it's important to use a title agent that is familiar with the law and this specialty real estate field. If any title problems occur, our attorney has the knowledge and experience to provide the insight and service you need to protect your finances.

Contact us if you need a real estate title agent before purchasing property. We proudly serve clients in Tampa, St. Petersburg, Clearwater, Carrollwood, and Brandon, Florida, as well as the surrounding areas.

Homeowner's Title Insurance in Tampa

Everyone deserves a pleasant home-buying experience. Nobody wants to endure hassles such as stressful closings and title problems. At La Maison Title, LLC, we are skilled at real estate law and specialize in homeowner's title insurance in Tampa. This type of insurance ensures you receive your money back in the event your home sale is rendered null and void due to title defects.

You've purchased a home. Now it is all yours. Or is it? Once you close on your new place, your plan is to live in it for years. Enjoy home ownership with your family without worrying about future problems with your title. A home title is a legal document that declares you as the rightful owner of the property. Problems occur when the title is not "clear." That is, there are preexisting issues that were undisclosed at closing.

By purchasing a home title policy, you are able get back the money you've put into your home if these problems occur. It has an affordable way to protect of your real estate asset. Some of the situations that put your title at risk:

  • Previous Liens on Your Home
  • Unresolved Mortgages & Judgments
  • Fraudulent Sale of the Property
  • Property Sold by Someone Who Is Not the Actual Owner
  • Sale Performed under Expired or Invalid Power of Attorney
  • Wrong Interpretations of Wills
  • Forged Deed of Home
  • Undisclosed or Missing Heirs
  • Clerical Errors in Drafting Legal Documents
  • Sale of Home by a Person with an "Unsound Mind"
  • Sale of Property by Minors
  • Home Sold by a Supposedly Single Person Who Is Actually Married

The attorney owner of our title company has years of experience in real estate law. She is also skilled at conducting real estate closings and offering title insurance for owners and lenders. It's crucial to rely on a skilled home title agent that ensures you have financial protection and legal defense in the event of a title problem. We can provide both.

Complex federal and state statutes govern real estate transactions. You can't be expected to sort through legal jargon on your own. Instead, let our attorney and home title agent provide assistance. We offer comprehensive services and excellent insurance policies that meet your needs and protect you against unforeseen title problems.

Save money and save yourself from potential problems in the future by depending on us for homeowner's title insurance. We offer affordable policies that provide comprehensive protection for you. Having provided services in this area of law for more than 13 years, we work with you to determine the best type of policy that meets your needs.

As the attorney owner of the company, she has a wealth of experience in real estate law, title insurance, and real estate closings. Due to the fact that real estate transactions are overseen by many state and federal statutes, it's important to use a title agent that is familiar with the law and this specialty real estate field. If any title problems occur, our attorney has the knowledge and experience to provide the insight and service you need to protect your finances.

Contact us for a free quote if you're shopping around for homeowner's title insurance. We proudly serve clients in Tampa, St. Petersburg, Clearwater, Carrollwood, and Brandon, Florida, as well as the surrounding areas.